Saturday, January 12, 2013

Post Office Savings Schemes - Monthly Income Scheme (MIS) Account

Monthly Income Scheme (MIS) Account

  • Safe & sure way to get a regular monthly income.
  • Specially suited for retired employees/ Senior Citizens or any one with high sum for investment.
  • Rate of interest 8.50%.
  • Maturity Period - Five Years.
  • No Bonus on Maturity w.e.f. 01.12.2011.
  • Auto credit facility to SB Account.
    MIS and Recurring Deposit Combination
    Above scheme operates automatically, if you open a saving bank account and give a request for automatic transfer of Monthly Income Scheme interest to Recurring Deposit through Saving Bank account.
    The above combination will give you approx around 10.25 % interest per annum.
    The conclusion is quite obvious – you can invest the monthly interest you receive from MIS into the RD account, so that you earn even more interest!


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