Monthly Income Scheme (MIS) Account
- Safe & sure way to get a regular monthly income.
- Specially suited for retired employees/ Senior Citizens or any one with high sum for investment.
- Rate of interest 8.50%.
- Maturity Period - Five Years.
- No Bonus on Maturity w.e.f. 01.12.2011.
- Auto credit facility to SB Account.
MIS and Recurring Deposit Combination
Above scheme operates automatically, if you open a saving bank account and give
a request for automatic transfer of Monthly Income Scheme interest to Recurring Deposit through Saving Bank account.
The above combination will give you approx around 10.25 % interest per annum.
The conclusion is quite obvious – you can invest the monthly interest you receive from MIS into the RD account, so that you earn even more interest!
Source: Indiapost.gov.in
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